I’m building MoneyMap and want to test one product decision with other founders.

A fictional family has one ₹1,00,000 monthly income, ₹55,000 of essential bills and ₹33,000 they could use today—about 18 days. The same income supports a partner and child. Their reported life cover is ₹58,00,000 below the modelled family-support need.

MoneyMap shows the 18-day cash gap first because it is immediate, then the income-loss cover gap. Every number and assumption is visible here, without an account:

https://finance.appcradle.net/sample-household/?ref=desifounder-community

Two blunt questions: after five seconds, is the first problem obvious, and would you order these two risks differently? I’m looking for reasoning and criticism, not votes.